Why you should visit the dentist at the end of the year (and use your insurance)

As we get into the last part of the year, many people find themselves busy with holiday preparations and festivities. It's easy to put off less urgent tasks, like a dental check-up, until the new year. However, visiting your dentist at the end of the year and making the most of your dental insurance can be a smart move for several reasons.

1. Maximize your insurance benefits

One of the most compelling reasons to visit the dentist at the end of the year is to maximize your dental insurance benefits. Most dental insurance plans come with an annual maximum coverage limit, which typically resets at the beginning of the new year. If you haven't used up your benefits by the end of the year, you may lose out on the opportunity to get the most out of your coverage.

By scheduling a dental appointment in before the end of the year, you can ensure that you take full advantage of the benefits you've already paid for throughout the year. This can include preventive services like cleanings and check-ups, as well as any necessary dental treatments.

Related: The Gap in Dental Insurance Coverage: Why It Doesn’t Cover All Necessary Treatment

2. Prevent future dental issues

Regular dental check-ups are essential for maintaining good oral health. When you visit your dentist at the end of the year, they can identify any potential issues before they become major problems. Catching dental problems early not only helps to prevent pain and discomfort but also saves you money in the long run. Minor issues can often be addressed with less invasive and less costly treatments if detected early.

3. Flexible scheduling

If you’re wanting to be seen before the end of the year, don’t wait to schedule. Dental offices tend to be crowded at the end of the year. Many people delay their dental appointments until the time, which means you may not have as many options for scheduling a convenient time for your visit. You can avoid this challenge by being proactive when scheduling your dental appointment. Go ahead and schedule your visit now, even if you want to wait until November or December to be seen.

Related: Book Your Next Visit on ZocDoc

4. Deductibles and out-of-pocket expenses

If you've already met your dental insurance deductible for the year, it makes financial sense to schedule any necessary dental work or treatments before the end of the year. Once the new year begins, you'll need to start meeting your deductible again, which can mean higher out-of-pocket expenses for the same services.

By visiting the dentist at the end of the year, you can take advantage of the fact that you've already fulfilled your deductible, potentially saving you money on dental care.

Some people are not aware that most dental insurances do not rollover. If you have procedures in your treatment plan that could be done this year, it is to your advantage to go ahead and do your treatment now with your existing funds. That way, if you need new procedures next year, you will have your full insurance maximum available.

5. Start the new year with a healthy smile

There's no better way to begin the new year than with a healthy smile. By addressing any dental issues before January 1st, you can start the year off feeling confident and pain-free. A healthy smile contributes to your overall well-being and can boost your self-esteem.

In conclusion, visiting the dentist at the end of the year and using your dental insurance benefits is a wise choice for multiple reasons. You can maximize your insurance coverage, prevent future dental problems, take advantage of flexible scheduling, save on out-of-pocket expenses, and start the new year with a healthy smile. Don't wait until dental issues become painful or costly—schedule your end-of-year dental appointment today to ensure optimal oral health and financial savings. Your future self will thank you for it!